Untitled (1470 X 980 Px) (9) - BHRV Refrigerated Vehicle Specialist

BHRV have a long-standing partnership with First Business Finance, who offer our customers tailored finance solutions to suit all types of businesses.

Here’s how they support UK businesses:

Why Choose First Business Finance?

  • Personal Service: Aston, our dedicated representative, provides a hands-on approach from the start of the process until the end. He often meets customers in person to streamline the financing process.
  • Flexibility: They cover pretty much the whole commercial market with over 50 lenders available to them. This allows them to offer no deposit options, 1-5 year terms, balloon payments, and VAT deferral facilities.
  • Catering For All: All business types catered for including sole traders, partnerships, limited companies, LLP’s, etc. They also specialise in new starts.
Peugeot Partner L1 Chiller Van (winter) (21) - BHRV Refrigerated Vans

Financing Options

HP

Hire Purchase

  • Hire purchase is a type of credit agreement where a business agrees to buy an asset from the lender over a specified period.
  • After having paid a deposit, typically the VAT amount as a minimum, the business ‘hires’ the asset from the lender during the agreement period, making fixed payments to the lender, allowing the business to make use of the asset immediately.
  • At the expiration of the agreement, the business will either own the asset or have the option to purchase the asset outright via a final payment.
  • Like lease agreements, hire purchase allows you to acquire vital assets without large upfront costs that can put a strain on your cashflow and working capital.

FL

Finance Lease

  • A finance lease is a financial arrangement where a leasing company grants a business (the lessee) usage of an asset for a predetermined timeframe. This is a more flexible option where the VAT does not need to be paid upfront, but spread across the term by adding VAT to the monthly payments.
  • During the lease, the business will pay the leasing company for use of the asset. Generally, at the conclusion of this agreement, ownership of the asset is transferred to the lessee.
  • Throughout the duration of the lease, both the leasing company and the lessee jointly bear certain economic risks and benefits associated with the asset.
  • The total cost of the finance lease rental payments is tax-deductible as a business expense against your profits. This means qualification for tax relief for the duration of the lease agreement and helps to reduce your business’ overall tax bill. All references to taxation treatment are subject to confirmation by your professional advisors.
  • With over 50 years of combined experience, First Business Finance offers a wide range of finance products and maintain strong relationships with leading funders. Whether financing a single vehicle or an entire fleet, you’re assured of expert guidance and the best possible terms from Aston & his team.

Benefits

  • Tax Efficiency: Offset lease costs against pre-tax profits and reclaim VAT on deposits.
  • Wide Range: Finance for everything from vans to haulage vehicles.

Expertise You Can Trust

With over 50 years of combined experience, First Business Finance offers a wide range of finance products and maintains strong relationships with leading funders. Whether financing a single vehicle or an entire fleet, you’re assured of expert guidance and the best possible terms.

Ready to breathe new life into your refrigerated vehicle?

Contact BHRV today to discuss our conversion refurbishment services and how we can help you get the most out of your investment.

Why choose BHRV as your refrigerated vehicle supplier?

At BHRV, we combine decades of expertise with a commitment to delivering high-quality refrigerated vehicles tailored to your needs. We offer bespoke vehicle conversions, GAH-approved servicing, and comprehensive maintenance, including full vehicle health checks, to ensure your van is reliable and road-ready. With flexible finance options, nationwide delivery, and a customer-centric approach, we make acquiring and maintaining your refrigerated vehicle seamless and stress-free. Whether you’re a small business or a larger enterprise, choose BHRV as your trusted partner for excellence in refrigerated transport solutions.

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